Features
What PennyTrack Does for You
Track your finances effortlessly with PennyTrack's flexible, spreadsheet-based money management tools.
Think Finance, Think PennyTrack
Track Finances • Daily Spending Log • Automated Charts • Multi-Device Access • Savings & Debt Planning
“PennyTrack made budgeting simple and easy to stick to every month.”
— Trevor B.
Take Control of Your Money
Take control of your money and see where every penny goes.
PennyTrack gives you clarity and confidence by bringing all your finances — income, expenses, savings, and goals — in one place.
Monthly & Annual Budgeting
Plan your finances monthly and annually with clarity.
Organize your income and expenses by month and year so you can compare, plan, and improve your financial decisions over time.
Daily transaction log
Monitor your money with an organized daily log.
Record every transaction with ease — see exactly where your money goes so you can understand and adjust your habits.
Automated Charts & Reports
See your money clearly through auto-generated reports.
No manual calculations — PennyTrack automatically generates visual charts and financial summaries that update as you enter data.
Savings Goals & Debt Planning Tools
Build financial stability through smart planning tools.
Set savings targets, track progress, and manage debt payoffs with intuitive visuals and clear steps.
Use with Google Sheets & Excel
Manage your finances in Sheets or Excel with ease.
Work how you prefer — PennyTrack works on Google Sheets and Microsoft Excel, so you can access it on desktop, tablet, or mobile.
Instant Download & Lifetime Access
Start budgeting instantly with lifetime access included.
Get PennyTrack instantly after purchase, and keep it for life with no subscription or recurring fees.
Free Updates Included
Always get the latest version at no extra charge.
All future improvements and new features are included for free — you get updates without extra cost.
Step-by-Step Video Tutorials
Set up PennyTrack easily using clear video guidance.
We include easy-to-follow video tutorials that guide you through setup, features, and tips so you get value fast.
